LodeStar RE is a premier provider of reinsurance solutions and F&I (Finance & Insurance) products, committed to helping automotive dealerships and independent agents maximize profitability and long-term growth. Backed by decades of experience, LodeStar RE understands the unique financial demands of the automotive industry and delivers tailored strategies to enhance revenue, improve customer retention, and strengthen financial independence.
Products & Services
Making a vehicle purchase is an investment, and for some it’s a milestone. This is your opportunity to help your customer to protect it. Below is just a sample of what can be covered. We work with our Industry partners to formulate a comprehensive offering, tailored to suit its business and customer needs. Enable happy driving
Basic
- Appearance Protection
- Delivery Limited Warranties
- Vehicle Service Contracts
- Prepaid Maintenance
- Dent and Ding Coverage
- Tire and Wheel Protection
- Windshield Protection
- Bundle Products
- GPS/Theft
- Battery Protection
F&I
LodeStar Re also offers F&I solutions for a variety of vehicles and manufactured assets, such as coverage for RVs, Power Sport / Marine, Motorcycle, and Commercial / Residential Builders.
Full Suite of F&I Products
Custom Reinsurance Solutions
LodeStar RE offers a full spectrum of reinsurance programs to suit dealerships of every size and structure. Options include dealer-owned reinsurance, Controlled and Non-Controlled Foreign Corporations (CFCs and NCFCs), 831(b) captives, and accessible models like retro and administered programs. From entity formation and compliance to claims management and performance tracking, LodeStar RE handles every detail—enabling clients to retain underwriting profits, leverage investment income, and focus on customer satisfaction. Whether your goal is tax deferral, hands-off management, or long-term portfolio control, LodeStar RE builds a reinsurance strategy aligned with your objectives.
Full Suite of F&I Products
LodeStar RE also provides a comprehensive lineup of F&I products designed to boost dealership profitability and enhance customer loyalty. Offerings include vehicle service contracts, GAP coverage, tire and wheel protection, key replacement, and a wide range of ancillary and custom products. With expert training and dedicated support, dealerships and agents are empowered to present these solutions confidently—elevating the customer experience while maximizing sales performance.
Driving Dealer Success Through Innovation
As a trusted partner, LodeStar RE delivers more than just products—we offer insight, expertise, and strategic support. Our team of industry veterans stays ahead of evolving trends, regulations, and dealership challenges to help clients stay competitive and compliant.
From tailored programs to ongoing guidance, we are here to be your go-to resource for reinsurance success.
Types of reinsurance
There are many different types of Reinsurance programs.
Find out which one works best for you
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